Yearly vaccinations, sterilization, and unforeseen vet visits. Real pawrents know how much it costs to keep their furry frens healthy and happy.
Due to the high pet care costs coupled with the fact that our pets are more hooman than animal, more and more pawrents consider pet insurance. The big question… should I get pet insurance, or should I leave it?
At Pet and House Sitter, the answer is overwhelmly positive. Here are several reasons why you should consider getting pet insurance:
1. Budget
By paying pet insurance monthly, you are spreading the cost of pet care over a few months, rather than paying a large sum of money all at once. This makes it much easier for you to add pet insurance to your budget.
2. Peace of mind
Pet insurance is not only beneficial for your own wallet; instead, it can also ease much of the stress that occurs when your pet needs veterinary care. When you have high-quality pet insurance, you know that a big portion of your fren’s medical bills are covered come what may.
3. Tailored plans to meet your needs
Most pet insurance companies have different pet care plans to choose from. Therefore, you can choose a plan that will be most suitable for your fren and your budget. Unlike hooman health insurance, most of the pet insurance companies in South Africa allow you to choose your veterinarian.
There are various pet insurance companies in South Africa and choosing one can be difficult. Before choosing a pet insurance company, consider the following:
Does the pet insurance company offer different plans for specific furry fren needs?
Does the chosen plan fall into your monthly budget?
Does the pet insurance company have a good rappore with the pet community? Word-of-mouth referrals is one of the best ways to establish this. Speak to family, friends and other furry fren lovers about their pet insurance experiences.
Pet insurance cover – What to expect?
Depending on the pet insurance company and the type of plan you select, here is a list of coverage one can expect:
Third-party liability: Covering you against any liability for injury or damage that your pet might inflict on someone else or their property.
Accident cover: Veterinary services expenses incurred for the diagnosis and/or treatment of our pet’s accidental injury.
Illness cover: Cover for the vet bills arising from the treatment and/or diagnosis of illness.
Medication: Any recognised and approved medication prescribed by your vet for the treatment of the accident or illness.
Surgery: Treatment of a medical condition through removal, repair or readjustment of organs and/or tissue, usually following an incision.
Radiology: X-rays and scans are required for proper diagnosis and treatment.
Pathology: Diagnostic tests are needed to determine the proper treatment for your pet.
Hospitalisation cover: Costs involved with having your pet hospitalised as a result of an accident or illness.
Wellness benefit: Vaccination on titer; Heartworm, Faecel test; Deworming; Microchip; Flea Control; Nail trim; Elective Sterilisation; Dental Check-up.
Dotsure Pet Insurance – The chosen one
Being an owner of two furry frens we pawed Dotsure as our trusted pet insurance company. We got to choose from four different plans tailored for our specific needs. The plans started from R199 till R479 per month / per pet. Adding more frens to the plan led to quantity discount. Woof woof!! This was most definitely the best pet care decision we’ve made for the longevity of our furry frens health care.
Our Last Bark
Pet insurance empowers pawrents to not choose between their financial stability and their pets' life. If you would do anything to give your fren the medical care they need, pet insurance is a must.
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